Simple plans for total net worth and personal ledger clarity
Customize your personal ledger without changing tiers
Clear limits, with room to grow
Account, seat, property/vehicle, collectible, synced-account, and history limits are enforced in the workspace. Add-ons increase limits only up to the published workspace maximums. Manual file imports never require bank credentials.
Your 30-day trial includes the full active feature catalog. After the trial, an unupgraded workspace becomes read-only: reports, exports, settings, and billing remain available while new data writes are paused.
Plans, data privacy, and asset management
What happens when my 30-day trial ends?
Your data remains completely safe and untouched. You can access and export your full ledger for 30 days after your trial ends. If you decide not to upgrade immediately, your workspace enters a read-only state—reporting, data exports, settings, and billing remain fully functional while new transactions and writes are paused until a plan is selected.
What counts toward my account limit?
Each liquid checking, savings, credit card, loan, or investment account you track counts as one account toward your plan allowance, whether you populate it via CSV statement import or manual entry. Automatically synced accounts (arriving soon) have their own dedicated allowance but also count toward your total account count.
How are my non-liquid assets and property valued?
Physical valuables such as gold bullion and precious metals update automatically based on market spot prices. Real estate, vehicles, watches, trading cards, and private entities use manual baseline valuations that you can adjust on your own schedule with appraisal and maintenance logs.
What is a registry item?
A registry item is a physical asset record—such as a home, vehicle, piece of jewelry, watch, or collectible item—complete with its historical valuations, deeds, titles, or maintenance logs. Real estate properties and vehicles share one limit, while collectibles maintain a separate, higher allocation.
Can I export my financial data at any time?
Yes. Data portability is a core principle of LedgerCraft. You can export complete CSV and JSON records of your ledgers, accounts, transactions, and audit logs at any time during your trial, active subscription, or read-only trial grace period.
Is the Zakat & Wealth Purity engine included?
Yes. Wealth purity calculations, hawl anniversary tracking, deductible liability offsets, and 501(c)(3) charitable giving summaries are included across all active plans and during your 30-day trial at no extra cost.
How do add-ons work when I need higher limits?
Add-ons let you expand specific capacities—like adding 5 extra accounts or 2 additional seats—without forcing a full tier upgrade. Add-ons apply immediately to your active workspace up to the maximum workspace hard caps (40 accounts, 40 property/vehicle items, 200 collectibles, 20 seats, and 10 years of history).
Can I change or cancel my plan anytime?
Yes. You can switch between monthly and annual billing, adjust add-on capacities, or cancel your plan at any time directly from your workspace billing settings. Cancellations remain active through the end of your prepaid billing period.